26770 N 174th Lane, Surprise, AZ 85387

$425,000
3
BD
2
BA
1,618
SqFt

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Sold Price
$425,000
List Price
$425,000
Status
CLOSED
Days on Market
37
Closing Date
Apr 22, 2026
MLS#
6999470
Subtype
Residential
Year Built
2021
Bedrooms
3
Bathrooms
2
Full Baths
2
Living Area
1,618
Lot Size
6,000
Acres
0.14
Subdivision
Cortana At Desert Oasis

Property Description

Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today's rates. This 3 bedroom, 2 bathroom home with 1,618 sq ft also features a private pool and solar system (assumable 2% loan), making it an exceptional value. The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light. The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances, pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room--perfect for entertaining and everyday living. The primary suite provides a comfortable retreat with dual sinks and a walk-in shower. Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and a full-length custom covered patio, creating the perfect space for relaxing, outdoor dining, or entertaining. The yard also includes low-maintenance landscaping. With a rare assumable 3.25% loan, private pool, and solar for energy efficiency, this home offers a unique opportunity for buyers looking to maximize value and reduce monthly costs.

Additional Information

Interior Features
3/4 Bath Master Bdrm
Taxes
$1,191
HOA Fee
$100
HOA Freqency
Monthly
Flooring
Carpet, Tile
Heating
Natural Gas
Air Conditioning
Ceiling Fan(s), Central Air
Exterior Construction
Wood Frame, Painted, Stucco
Stories
1
Pool
Yes
Parking Features
Extended Length Garage, Garage Door Opener, Attch'd Gar Cabinets
Garage Spaces
2
Elementary School
Desert Oasis Elementary School
Middle School
Desert Oasis Elementary School
High School
Mountainside High School

Mortgage Calculator

Amount of Loan
Annual Interest Rate
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Term of Loan
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Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Listing Agent: Scot L. Ellis (602-319-2058) from Listing Office: Caruso Real Estate.

Selling Office: Russ Lyon Sotheby's International Realty.

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.